Great analogy of socialism.

From: http://tinyurl.com/cqnwrt

A Lesson on Socialism
(By Hannity Producers.)
"An economics professor said he had never failed a single student before but had, once, failed an entire class. The class had insisted that socialism worked - and that no one would be poor and no one would be rich, a great equalizer for all, for society. The professor then said ok, we will have an experiment in this class on socialism.
He said that all grades would be averaged and everyone would receive the same grade so no one would fail and no one would receive an A. After the first test the grades were averaged and everyone was given a B. The students who studied hard were upset, and the students who studied little were happy. But, as the second test rolled around, the students who hadn't studied much for the first test had studied even less, and the ones who studied hard weren't motivated to study hard again, and they decided they wanted a free ride too; so they studied little. The second Test average was a D! No one was happy. When the 3rd test rolled around the average was an F.
The scores never increased as bickering, blame, name calling all resulted in hard feelings and no one would study for anyone else. All failed .... and the professor told them that the socialism they wanted would ultimately fail, as they had, because the reward of success normally goes to those that work harder, but when government takes the reward away; few will try so no one will succeed."

Reagan jokes about the Soviet Union!

Remembering a great Pres!
Its hard to get an automobile in the soviet union. They are owned mainly by elite bureaucrats. It takes an average of 10 years to get a car. 1 out of 7 families owned automobiles. You have to go through a major process and put the money out in advance. so this man did this and the dealer said "okay in 10 years come get your car." "Morning or afternoon?" The man replied. "well what difference does it make?" Said the dealer. "The plumber is coming in the morning."

In another car incident, Gorbachev was late from getting to the Kremlin from his house. He told the chauffer, "Look we are running late so let me drive. I insist." So He told the Chaufer to get in the back and he drove. Meanwhile the police were given strict orders to ticket anyone speeding no matter how important. So they were speeding down Moscow and two motorcycle cops pulled them over but didn't ticket him after he saw who it was. He goes back to the station and talks about it and was asked, "Why didn't you ticket him? "Too important." "Who was it?" "I didn't recognize him, but his driver was Gorbachev!"

Castro was making a speech to a large assembly. Someone out in the crowd said, "peanuts popcorn crackerjack." This happened about 4 times. So Castro gets annoyed and says, the next man who says that gets deported to Miami. The entire crowd stands up and yells, "POPCORN! PEANUTS! CRACKERJACK!"

The Commisar came to the collective farms to see how the harvest was doing and asked a farmer and the farmer said "Oh commrade commisar! If we took all the potatoes, they would reach the foot of God." "Comrade farmer, this is the Soviet Union. There is no God." "Thats okay, there are no potatoes."

Two Russians were walking down the street, one asked the other, "Have we really achieved full communism?" The other said "oh no. Things are about to get worse."

Qué es el riesgo sistémico?

*¿Qué es el riesgo sistémico?

Dudas son muchas las que tiene la familia Plata, sobre todo porque no entiende por qué el gobierno salva a algunas empresas y a otras no.
¿Por qué hubo plata para AIG y no para Lehman Brothers?
El gobierno tiene su argumento y es una palabra que causa mucho temor en la comunidad económica:

RIESGO SITÉMICO



Este concepto en pocas palabras, se refiere a un riesgo del sistema, un efecto dominó, si se deja caer una empresa se derrumba la economía y sector tras sector caería hasta literalmente aplastar al consumidor.

CASO DE AIG.

AIG (American Investment Group) es la aseguradora más grande del mundo.
Si todos los inversionistas se asustan y hacen efectivas sus pólizas colapsaría el sector de seguros completo.
¿La razón?
AIG hace las veces de re- aseguradora, es decir cubre las pólizas de seguro de las pólizas de seguro que se vendan en el mercado.
Otro problema estaría en los bancos. En el caso de que las compañías entraran en pánico y quisieran cobrar sus pólizas, AIG tendría que buscar efectivo, para ello tendría que vender los bonos que tiene para respaldar su negocio. Al hacerlo, y debido a la cantidad de bonos que tiene, haría colapsar a Wall Street.
Al colapsar el mercado de los bonos se afectarían directamente las firmas que causaron esas deudas. Estas firmas están en todo tipo de industrias.

Sin AIG en el panorama, las empresas que tenían su seguro contratado perderían su respaldos y en muchos casos esto aumentaría su deuda y limitaría también sus posibilidades de financiamiento por lo que correrían el riesgo de quebrar.
Y si quiebran, gente como la familia Plata se quedaría sin trabajo. Así que el gobierno quiere evitar esto y por lo tanto está inyectando dinero a AIG. Ya van 160 mil millones de dólares, que luego gente como la familia Plata deberá pagar; vía: impuestos.

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